Directory of UK lenders who will consider applications from people with bad credit history
Mortgages, loans and credit cards suitable for people with poor credit rating

Tips & features

Featured articles, FAQs and news.

  • Each time you apply for credit, the lender will carry out a search with a reference agency to help establish whether or not you are creditworthy.

  • Lenders use credit scoring to decide who to lend money to. You earn a certain number of points for each bit of information in your application.

  • A few simple tips on how you could give your credit score a push in the right direction.

  • Contrary to popular belief there is no such thing as a credit blacklist. Each lender has their own criteria and reasons for turning an individual down. While one may turn you away another may welcome you with open arms.

  • Research suggests that those "systematically denied credit by mainstream lenders" will increase from 7 million to 8.6 million by 2011.

  • Remortgaging or taking out a loan to consolidate debt is a popular way of reducing credit card and loan repayments. But do the risks outweigh the gains?

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